Pacific Financial Corporation operates as the holding company for Bank of the Pacific, which provides various banking products and services to small to medium-sized businesses and professionals in Washington and Oregon. The company's personal and business deposit products include demand accounts, negotiable order of withdrawal accounts, money market investment accounts, savings accounts, and time deposits. Its loan products portfolio is comprised of commercial and agricultural loans, business term loans, consumer installment loans, home equity loans, auto and boat loans, personal lines of credit, and real estate and residential mortgage loans. The company also offers online banking and electronic check register services. It operates through 16 branches located in the communities of Grays Harbor, Pacific, Whatcom, Skagit, and Wahkiakum counties in the State of Washington; and 3 in Clatsop County, Oregon. Pacific Financial Corporation was founded in 1978 and is headquartered in Aberdeen, Washington.